What is Adiloans?
Adiloans is flagship of Aditsh Fintech Private Limited , a Non-Banking Finance Company Licensed by RBI
Why should I take loan from Adiloans
Adiloan is a technology-based online lending platform where you can apply for a loan from anywhere at any Time without any problem. Adiloans customized its loan products for its clients and less hassle than traditional financing options. It offers attractive fixed rates, an easy online application, friendly service and no hidden fees
What is Buddy Loan
Buddy Loan is a unique product specially designed for group of SME entrepreneurs and a part of business loan which is given to group of entrepreneurs, where each borrower get individually in their name and pays instalments. However eligibility and responsibility are assessed and fixed on group level and all group members are jointly and severally responsible for instalments.
Under Buddy Loan, borrowers can enhance their eligibility and even first time borrower or new entrepreneur can also be eligible for funding
What is Saheli Loan
Saheli Loan is a special and unique product specially designed for women, who are either dependent on their husband support or deprived from becoming self dependent. Under Saheli loan we form group of women entrepreneurs and promote them to grow their business, we assess their eligibility both individually as well as in a group, which not only help young and first time borrowers to take loan but also put them into discipline in growing their business and paying instalment on time
Are there any hidden Charges
There is no hidden charges levied or recovered by Adilioans from its borrowers, except one time processing fees of upto 4% of sanctioned amount
How do I pay my instalments
All instalments are automatically debited to borrower account on due date through ACH/NACH/ENACH/ECS/PDC
How secure is my information
Adiloans assures all its clients that security of data is utmost priority for them and all of your data is kept strictly confidential.
What is Overdraft Facility
Adiloans disburse all loans as Term Loan or Credit Lines , in case if borrower is opting for Credit Line then loan sanctioned is credited to borrower account and borrower has flexibility to utilise part or full of loan amount or make part payment temporally and re withdraw as and when required. Borrower will pay interest only on the loan amount actually utilised by them, however Credit Line limit will be reduced systematically over a period of loan tenure
How much I can borrow from Adiloans
Adiloans provide funding as follows :
Is there any restriction on any community or society for taking loan
Adiloans does not believe in any community or society restrictions, we provide loans strictly based on individual profile and their business
How does my Eligibility decided
Adiloans is a technology based Fintech lending company, it decide eligibility for its borrowers based on various parameters which includes credit history, social network, income and expenses patterns and growth prospectus of borrower.