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FAQ's

What is Adiloans?

Adiloans is flagship of Aditsh Fintech Private Limited , a Non-Banking Finance Company Licensed by RBI

Why should I take loan from Adiloans

Adiloan is a technology-based online lending platform where you can apply for a loan from anywhere at any Time without any problem. Adiloans customized its loan products for its clients and less hassle than traditional financing options. It offers attractive fixed rates, an easy online application, friendly service and no hidden fees

What is Buddy Loan

Buddy Loan is a unique product specially designed for group of SME entrepreneurs and a part of business loan which is given to group of entrepreneurs, where each borrower get individually in their name and pays instalments. However eligibility and responsibility are assessed and fixed on group level and all group members are jointly and severally responsible for instalments.

Under Buddy Loan, borrowers can enhance their eligibility and even first time borrower or new entrepreneur can also be eligible for funding

What is Saheli Loan

Saheli Loan is a special and unique product specially designed for women, who are either dependent on their husband support or deprived from becoming self dependent. Under Saheli loan we form group of women entrepreneurs and promote them to grow their business, we assess their eligibility both individually as well as in a group, which not only help young and first time borrowers to take loan but also put them into discipline in growing their business and paying instalment on time

Are there any hidden Charges

There is no hidden charges levied or recovered by Adilioans from its borrowers, except one time processing fees of upto 4% of sanctioned amount

How do I pay my instalments

All instalments are automatically debited to borrower account on due date through ACH/NACH/ENACH/ECS/PDC

How secure is my information

Adiloans assures all its clients that security of data is utmost priority for them and all of your data is kept strictly confidential.

What is Overdraft Facility

Adiloans disburse all loans as Term Loan or Credit Lines , in case if borrower is opting for Credit Line then loan sanctioned is credited to borrower account and borrower has flexibility to utilise part or full of loan amount or make part payment temporally and re withdraw  as and when required. Borrower will pay interest only on the loan amount actually utilised by them, however Credit Line limit will be reduced systematically over a period of loan tenure

How much I can borrow from Adiloans

Adiloans provide funding as follows :

  • Personal Loan uptoRs 2 Lacs
  • Business Loan and invoice funding uptoRs 5 Lacs
  • Group Loan both buddy loan and saheli loan uptoRs 20 Lacs

Is there any restriction on any community or society for taking loan

Adiloans does not believe in any community or society restrictions, we provide loans strictly based on individual profile and their business

How does my Eligibility decided

Adiloans is a technology based Fintech lending company, it decide eligibility for its borrowers based on various parameters which includes credit history, social network, income and expenses patterns and growth prospectus of borrower.

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